Current Research & News - Journal of Urban Economics - The Rise and Effects of Homeowner Associations”; July 2019. UC, Irvine. Summary: Nearly 60 percent of recently built single-family houses, and 80 percent of houses in new subdivisions, are part of an HOA. Houses in HOAs have prices that are on average at least 4 percent, or $13,500, greater than observably similar houses outside of HOAs. The HOA premium correlates with the stringency of local land use regulation, local government spending on public goods, and measures of social attitudes toward race. The data also paint a detailed picture of the people living in HOA neighborhoods, who are on average more afluent and racially segregated than those living in other nearby neighborhoods. HOA’s Are Popular Where Prejudice Is Strong and Government Is Weak”, by David Montgomery, City Lab, June 4 , 2019. Subtitle: A new study finds that higher percentages of wealthy, Asian, and white residents live in HOAs; and people pay a premium of about 4 percent for homes in HOAs. Investopedia.com - “9 Things to Know About Homeowners Associations” - Investopedia.com Summary: 1. Dues Range Widely 2. What You Get Varies, Too 3. Additional Fees May Apply - Reserves Vs. Special Assessments 4. Fees and Mortgage Approval - HOA Dues considered in loan eligibility 5. The Covenants Count - May be more oppressive than you think 6. Conflict Management - How well are Conflicts & Rule Violations Handled? 7. The HOA's Reputation - How well is it managed? What does it’s history reveal? 8. Compliance with the HOA - History of the property you’re buying 9. Insurance Responsibilities - Additional issues Vs. a Non-HOA home Collective Narcissism Research - Prejudice Lab, University of London - https://collectivenarcissism.com/Collective Narcissism and Its Social Consequences: The Bad and the Ugly Nationwide HOA Surveys - Take the HOA Nationwide Survey - by Independent American Communities 2015 Survey by Coalition for Community Housing Policy in the Public Interest
HOA’s Harm
Current Research & News - Journal of Urban Economics - The Rise and Effects of Homeowner Associations”; July 2019. UC, Irvine. Summary: Nearly 60 percent of recently built single-family houses, and 80 percent of houses in new subdivisions, are part of an HOA. Houses in HOAs have prices that are on average at least 4 percent, or $13,500, greater than observably similar houses outside of HOAs. The HOA premium correlates with the stringency of local land use regulation, local government spending on public goods, and measures of social attitudes toward race. The data also paint a detailed picture of the people living in HOA neighborhoods, who are on average more afluent and racially segregated than those living in other nearby neighborhoods. HOA’s Are Popular Where Prejudice Is Strong and Government Is Weak”, by David Montgomery, City Lab, June 4 , 2019. Subtitle: A new study finds that higher percentages of wealthy, Asian, and white residents live in HOAs; and people pay a premium of about 4 percent for homes in HOAs. Investopedia.com - “9 Things to Know About Homeowners Associations” - Investopedia.com Summary: 1. Dues Range Widely 2. What You Get Varies, Too 3. Additional Fees May Apply - Reserves Vs. Special Assessments 4. Fees and Mortgage Approval - HOA Dues considered in loan eligibility 5. The Covenants Count - May be more oppressive than you think 6. Conflict Management - How well are Conflicts & Rule Violations Handled? 7. The HOA's Reputation - How well is it managed? What does it’s history reveal? 8. Compliance with the HOA - History of the property you’re buying 9. Insurance Responsibilities - Additional issues Vs. a Non-HOA home Collective Narcissism Research - Prejudice Lab, University of London - https://collectivenarcissism.com/Collective Narcissism and Its Social Consequences: The Bad and the Ugly Nationwide HOA Surveys - Take the HOA Nationwide Survey - by Independent American Communities 2015 Survey by Coalition for Community Housing Policy in the Public Interest ON THE COMMONS - PODCASTS Weekly podcasts featuring HOA Owner Advocates Propaganda Techniques - Used by HOA “VIP’s” -

https://en.wikipedia.org/wiki/Propaganda_techniques

Can “Free Speech & “Democracy” Survive the Toxic Environment of HOA’s? Best Resources re Free Speech - 1. https://www.hopb.co/blog/freedom-in-associations- exercising-free-speech-rights-in-an-hoa 2. https://independentamericancommunities.com/2016/05/29/ hoa-laws-and-free-speech-right-to-know/ 3. https://www.latimes.com/business/la-fi-associations-free- speech-20170722-story.html back to Contents
HOA’s Harm